Solaire Niu Niu

Named after the Chinese word for “cow”or “ox”, Niu Niu is an exciting card game popular in China and Cambodia, where your every hand could hold a winning combination.

Cards & Ranks:

The Player and the Dealer will each be dealt a hand of 5 cards.
Aces are worth 1 point, cards 2-10 are worth its face value, and K,Q, J are worth 10 points

The objective of the game is to make the best hand possible where the point value of 3 cards should be in multiples of 10 and the value of the remaining 2 cards should have the highest possible point value.
The point value of the 2-card combination is the sum of the value of both cards. Any points exceeding 10 will be valued according to its last digit. Example: If your 2-card combination is a Jack and an 8 (10+8=18), its point value is 8.
The highest possible card combination is Ultimate Niu Niu which contains four cards of the same rank and one card of any rank.

Bets:

Players are required to place a “SINGLE” bet to start the game.
The “MULTIPLE” and “SUPER NIU NIU” bets are optional. Any bets made here must have an insurance 5x the original bet of “MULTIPLE” and 11x the original bet of “SUPER NIU NIU” since winning bets are paid and losing bets are collected similarly (refer to pay table).
All losing bets are collected in full, while certain winning bets in Multiple and Super Niu Niu are deducted with 5% tax (refer to pay table).

Cards Rank	Single Pays	Multiple Pays	Super Niu Niu Pays
ULTIMATE NIU NIU	1:1	5:1 (5%)	11:1 (5%)
NIU NIU	1:1	3:1 (5%)	10:1 (5%)
NIU 9	1:1	2:1 (5%)	9:1 (5%)
NIU 8	1:1	2:1 (5%)	8:1 (5%)
NIU 7	1:1	2:1 (5%)	7:1 (5%)
NIU 6	HALF PAYMENT	1:1	6:1 (5%)
NIU 5	1:1	1:1	5:1 (5%)
NIU 4	1:1	1:1	4:1 (5%)
NIU 3	1:1	1:1	3:1 (5%)
NIU 2	1:1	1:1	2:1 (5%)
NIU 1	1:1	1:1	1:1
HIGH CARD	1:1	1:1	1:1